What Legal terms apply before access
Our Legal position starts with the rules shown during account creation and the policy pages connected to your account. You need to provide the requested account details and complete clear phone verification before account access is available. Eligibility and access depends on local law, and we
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may restrict a request when a rule, identity check or payment record cannot be confirmed. The same approach applies whether you use DANA, OVO, GoPay, QRIS, a virtual account or bank transfer. We keep policy wording connected to the relevant account action rather than hiding it
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behind general language. If a term changes, we identify the affected subject and explain how to ask a question or request a correction. Semarang customers can use the same policy path from a mobile browser or desktop browser where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.